@api_view(['POST'])
@permission_classes([IsAuthenticated])
def calculate_credit_score(request):
    """Calculate AI-powered credit score"""
    try:
        # Extract user data
        user_data = extract_user_features(request.user)
        
        # Get ML model prediction
        credit_score = ml_service.predict_credit_score(user_data)
        
        # Store in blockchain
        tx_hash = blockchain_service.store_score(
            user_id=request.user.id,
            score=credit_score,
            timestamp=timezone.now()
        )
        
        return Response({
            'credit_score': credit_score,
            'confidence': ml_service.get_confidence(),
            'blockchain_tx': tx_hash
        })
    except Exception as e:
        return Response({'error': str(e)}, status=500)

const LoanApplicationForm: React.FC = () => {
  const [formData, setFormData] = useState({});
  const [isSubmitting, setIsSubmitting] = useState(false);
  
  const handleSubmit = async (data: LoanFormData) => {
    setIsSubmitting(true);
    try {
      const response = await loanAPI.submitApplication(data);
      if (response.autoApproved) {
        showSuccess('Loan approved instantly!');
      } else {
        showInfo('Application submitted for review');
      }
    } catch (error) {
      showError('Submission failed');
    } finally {
      setIsSubmitting(false);
    }
  };
  
  return (
    

      {/* Form fields */}
    
  );
};